What is it about travel insurance?  When you are planning a trip, the last things that you want to think about are problems.  I would rather research places to see, find great restaurants, and envision the route that we'll travel than to think about flight cancellations, emergency medical problems, car rental, unforeseen events, lost baggage, stolen belongings, liability, etc. 

If you are an adventure traveler, you might already be prepared to find insurance for your bungee jumping, scuba diving, snowboarding & skiing - all the exciting adventures that you can find!

As well, before problems happen, you want the cheapest travel insurance possible. Once they occur, however, you want the most comprehensive insurance that can be found.

Unfortunately, there are so many insurance options out there that researching them becomes a huge headache, and makes you want to avoid it. However, the smart traveler will read on - we've chosen two travel insurance companies for you, based on their record, length of time doing business in the field, and reputation.  Although each plan is very different, they cover what most of our wandering educators will need.  Here are some options for you:

Worldnomads.com is available to residents of over 150 countries, and is designed for adventurous travellers, with cover for overseas medical, evacuation, baggage, and adventure activities, like skiing, snowboarding, scuba diving, etc. 

AIG Travel Guard is America's leading travel insurance provider.  They provide travel insurance, assistance, and emergency travel service plans.  You can choose between per trip and annual plans; coverage for trip cancellation, interruption, and delay; medical expenses; baggage loss; and emergency care.  Coverage starting at $30.