OK, you are all set to go abroad and have everything figured out! At least you think so. Job secured, check. Passports obtained, check. Visas granted, check. One way airplane tickets purchased, check. Luggage purchased and packed, check. Place to stay, check. Education for the children planned, oops. Where are they going to go to school?
Imagine all the months of saving up to go on that much deserved holiday, finally arriving at your dream destination and feeling the sun on your face only to have it ruined by an accident or illness that causes personal injury.